Exploring the necessity of issuing a 1099 form when transactions with vendors are made via credit card, as highlighted by Belshaw Accounting. One of the most common year-end questions we get from business owners is: “If I paid a vendor using my credit card, do I still have to issue a 1099?” The short answer is usually no  — but understanding why  matters. Getting this wrong can lead to IRS notices, double reporting, and unnecessary stress during an already busy season. Here’s