Behind on payroll, income, or business taxes? Penalties and interest grow every month. Here's what actually happens, why payroll tax is riskier, and the first step to take before calling the IRS.

Let's get one thing straight: the IRS doesn't care about you. This is where small business IRS tax penalties come from. Not in a cruel way. In a completely, utterly indifferent way. They don't care that you've been working 60-hour weeks running your HVAC company. They don't care that your bookkeeper quit without notice. They don't care that nobody told you about self-employment tax when you started your cleaning business three years ago. The IRS has one job: collect what's ow